One of the leading executive job search firms and job placement agencies in Thane, India
Answering interview questions
Sample Resume # 5
P . K KAPOOR
House No: 5-9-84 Chapel Road, Hyderabad –500001
Tel: 91-040-55826365, Mobile: 31012272
Email: capoor_hyd@hotmail.com
Current Job Objective
Executive or Middle Management position in the financial services, consumer finance, housing finance, banking or other service industry with a strong desire to serve the esteemed organization with all my intellect and determination. My experience would be appropriate for a position in the Business Development , Portfolio Management or other Corporate function.
Summary of Skills, Experience and Achievements
- A proficient financial management professional having excellent communication, analytical and Team Management Skills with the ability to convince and motivate people/staff /Deposit mobilization agents /Field Investigation agents and get the best out of them.
- Over 16 years of cross-functional experience in fields of financial services, portfolio management & business development in Housing/consumer finance and other industries.
- Handled financial services for wide product range including housing, consumer durable viz. home appliances, computers, office equipment and automobiles.
- Successfully managed charge of Operations "Customer Risk" department in Countrywide Consumer Finance Services Ltd and as Branch in charge of HDFC’s Visakhapatnam branch.
- Mobilized Funds From BHEL R C Puram , Bharat Dynamics Limited, Mishra Dhatu Nigam limited etc.
- Amounting to a tune of Rs. 20 Lac per month on personal efforts.
- Successfully mobilized funds from hospitals like NIMMS and government bodies like Housing Board & Hyderabad Urban Development Authorities.
- Experience in all aspects of financial Engineering & developing MIS strategies for business excellence.
Organizational Experience
Since Aug 96’ with Housing Development Finance Corporation Ltd. The company is a pioneer housing mortgage lender with 90 branches spread across India. The company has also diversified in the Banking, Life Insurance and General Insurance sector this year.
Key Result Areas (KRA)
- Identifying and Networking with potential customers and conduct joint lead generation operations with team of agents for mobilization of funds. Managed 60 agents ‘Lead in deposit mobilization.
- As a team leader - adhered to the responses & made decision to lend the loan or reject the same with consultation with the team. Prepare Budgets & managing the group to get the jobs done . Led a team of 10 members to face the auditors on any irregularities and taken the responsibilities.
- Enhance business through funds mobilization camps in Places where potential customers, who are opting for VRS, can be persuaded for funds mobilization.
- Analyze market information for understanding consumer preferences and competition trends and manage promotional material and select media vehicles such as banners/pamphlets/ mailers etc.
- Provide training to agents for achieving preset targets for various deposit schemes/ mutual funds.
- Ensure prepayment of mortgage loans, inform consumers on amortization of loans and handle release of collateral security documents after examining the payments receipts.
- Evaluate accounts, handle cash counter manually, income tax certificates develop and manage distribution of MIS and audit reports etc.
From Jul’95 to Jul’96 with M/s Countrywide Consumer Financial Services Ltd., Hyderabad as operations Head
The company is a joint venture between HDFC and GE General Electric, USA. The position was on deputation from HDFC, Hyderabad.
KRAs;
- Manage portfolio investment for high short and long-term returns from the stock market.
- In charge of managing operations of Approval Department
- Handle credit assessment of potential customers and manage collection of consumer loans from various counters with agents.
- Manager 10 staff members with Countrywide Consumer Financial services .To cater to dealer requirements /conducted field Investigation to get the idea of potential Client’.
- Enhance financing schemes for automobiles, home appliances, computers and office equipment's.
- Handle delinquency cases and ensure speedy recovery of due payments and identify and establish promotion plans for territories where payment pattern was regular.
- Provide an understanding of the local market to the colleagues from GE Capital and manage market trend study and competition analysis.
From Sept.’ 89 to July’95 as credit officer at Hyderabad branch with Housing Development Finance Corporation Ltd.,
KRAs;
- Worked in credit / operations department. Prepare Budgets & managing the group to get the jobs done .Lead a team of 10 members. .Lapses in norms if any, taken the responsibility on the shoulders & put up the cases for final evaluation with seniors.
- Appraised individual loan cases of clients quantum wise and recommended the cases for approval based on pledging of collateral securities after scrutiny of documents
July ’87 to Sept’89 as Management Trainee at Pune
Catered to Salary recovery from leading companies in Pune like 'TELCO', Alfa Laval, Philips India ltd., Bajaj Auto, Bajaj Tempo, Garware paint & Polyester SKF Bearings Etc.
KRAs;
- Manage savings mobilization operations for the Home Savings Plan, the housing loan linked scheme that joins housing loan to individual savings patterns.
- Develop and maintain MIS reports manually and work in all departments of the company.
- Additional charge of operations of the Vishakhapatnam branch
From Jun’86 to Jul’87 with National Rayon Corporation Fountain, Mumbai as Management Trainee. The company is a manufacturer of Nylon Tyre Cord and suppliers to leading tyre companies like Dunlop, Apollo, Goodyear, MRF, Vikrant & Ceat. The company also manufactures Nylon net lon used in Fish net industry.
KRAs;
- Involve in supply of nylon tyre cord, a raw material utilized by major tyre industries across the country.
- Meet dispatch deadlines for materials, bill discounting and maintain competitive approach.
IT Skills
- Knowledge of Oracle, Excel, word, D Base and FoxPro system usually operated windows XP.
Educational Qualifications
- Masters in Business Management (MBA) from CSCIBER Shivaji University, Maharashtra in 1986.
- BA from Bombay University Elphinstone in 1984.
|
|
Insights
